{"id":2594,"date":"2022-03-07T16:55:33","date_gmt":"2022-03-07T16:55:33","guid":{"rendered":"https:\/\/www.reloadly.com\/blog\/?p=2594"},"modified":"2022-03-07T09:55:54","modified_gmt":"2022-03-07T09:55:54","slug":"specify-non-usd-sending-top-ups","status":"publish","type":"post","link":"https:\/\/reloadly.com\/blog\/specify-non-usd-sending-top-ups\/","title":{"rendered":"How to specify a Non-USD currency when sending top-ups"},"content":{"rendered":"\n

Your wallet contents are expressed in your local currency and, unless you specify differently, the quantity you specify for the topup will be used directly to deduct from your balance.<\/p>\n\n\n\n

For topups where both the sender and recipient use the same currency (Local topups being the most obvious case) this is fine but, in general, when sending international TopUps a currency conversion will need to take place.<\/p>\n\n\n\n

Don’t worry, Reloadly has you covered.<\/p>\n\n\n\n

How does currency conversion work in Reloadly’s TopUps<\/h2>\n\n\n\n

In case your balance is expressed in a currency different to the one of the receiving party you have the option of asking Reloadly to make the conversion.<\/p>\n\n\n\n

For this Reloadly will use an exchange rate specific to the operator you’re sending credit to.<\/p>\n\n\n\n

Specifiying the currency when sending a request<\/h2>\n\n\n\n

Let’s say you live in the US and you want to make a topup for a phone in Colombia and you want to use Colombian Peso to express the amount to be sent to the recipient.<\/p>\n\n\n\n

Let me illustrate this with an example to make things clearer.<\/p>\n\n\n\n

You want to make a COP 20,000 topup for +57 301 4264205<\/code>. <\/p>\n\n\n\n

The sequence would be:<\/p>\n\n\n\n

  1. Get an authentication token<\/a><\/li>
  2. Get the operator Id<\/a><\/li>
  3. Make the topup request<\/a><\/li><\/ol>\n\n\n\n

    I’ll assume you know how to perform steps 1 and 2 (If not, just follow the appropriate links) and show you the details of step 3.<\/p>\n\n\n\n

    Since you prefer the recipient to be credited a specific number in their own currency, you have to inform Reloadly about that by slightly changing the request you’d usually send.<\/p>\n\n\n\n

    Simply use the useLocalAmount<\/code> parameter. Like this:<\/p>\n\n\n\n

    curl --location --request POST https:\/\/topups.reloadly.com\/topups --header 'Authorization: Bearer YOUR_ACCESS_TOKEN' --header 'Accept: application\/com.reloadly.topups-v1+json' --header 'Content-Type: application\/json' --data-raw '{\n                \"operatorId\":\"92\",\n                \"amount\":\"20000\",\n\t\t    \"useLocalAmount\": true,\n                \"recipientPhone\": {\n                        \"countryCode\": \"CO\",\n                        \"number\": \"573014264205\"\n                }\n        }<\/pre>\n\n\n\n
    Which will produce an output similar to:<\/p>\n\n\n\n
    {\n  \"transactionId\": 27879,\n  \"status\": \"SUCCESSFUL\",\n  \"operatorTransactionId\": null,\n  \"customIdentifier\": null,\n  \"recipientPhone\": \"573014264205\",\n  \"recipientEmail\": null,\n  \"senderPhone\": null,\n  \"countryCode\": \"CO\",\n  \"operatorId\": 92,\n  \"operatorName\": \"Tigo Colombia\",\n  \"discount\": 0,\n  \"discountCurrencyCode\": \"EUR\",\n  \"requestedAmount\": 20000,\n  \"requestedAmountCurrencyCode\": \"COP\",\n  \"deliveredAmount\": 20000,\n  \"deliveredAmountCurrencyCode\": \"COP\",\n  \"transactionDate\": \"2022-03-02 11:06:23\",\n  \"pinDetail\": null,\n  \"balanceInfo\": {\n    \"oldBalance\": 766.814,\n    \"newBalance\": 755.85748,\n    \"currencyCode\": \"USD\",\n    \"currencyName\": \"US Dollar\",\n    \"updatedAt\": \"2022-03-02 16:06:23\"\n  }\n}<\/pre>\n\n\n\n
    If you look at the bottom (balanceInfo<\/code>) you’ll notice how the balance got affected after this transaction:<\/p>\n\n\n\n
    Before sending the top-up it was USD 766.814 and after it is USD 755.85748.<\/p>\n\n\n\n
    This means that the exchange rate for this particular operator is 1 USD = COP 1,825.38 (10.95652 USD = 20,000 COP). <\/p>\n\n\n\n
    Note<\/span>: bear in mind that exchange rates are fluctuant so the exact<\/em> numbers you’ll get when running this example might not be a perfect match for what you’re reading here but doesn’t mean you’re doing anything wrong<\/em>. <\/p>\n\n\n\n
    There are times where you may want to know how many pesos the recipient will get for every USD deducted from your wallet before carrying the operation out.<\/p>\n\n\n\n
    To find that out you can use the Fetch FX Rate by Operator Id endpoint<\/a>.<\/p>\n\n\n\n
    Getting the exchange rate applicable to a mobile Operator<\/h2>\n\n\n\n
    What you’ll want to do is issue a request such as:<\/p>\n\n\n\n
    curl --location --request POST https:\/\/topups.reloadly.com\/operators\/fx-rate --header 'Authorization: Bearer YOUR_ACCESS_TOKEN' --header 'Accept: application\/com.reloadly.topups-v1+json' --header 'Content-Type: application\/json' --data-raw '{\n        \"operatorId\":\"92\",\n                \"amount\":\"10\"\n        }'<\/pre>\n\n\n\n
    Which will produce an output similar to:<\/p>\n\n\n\n
    {\n  \"id\": 92,\n  \"name\": \"Tigo Colombia\",\n  \"fxRate\": 18,2533.8,\n  \"currencyCode\": \"COP\"\n}<\/pre>\n\n\n\n
    Which means when you send 10 USD to a phone operated by Tigo Colombia (Operator with ID 92), the recipient’s phone will be credited with 18,2533.8 Colombian Pesos.<\/p>\n","protected":false},"excerpt":{"rendered":"
    When you need to send topups internationally, a currency exchange need to be performed. Reloadly can do it for you…<\/p>\n","protected":false},"author":22,"featured_media":2599,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[274],"tags":[346,347,14],"ppma_author":[361],"class_list":["post-2594","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-developer-blog","tag-exchange-rate","tag-local-currency","tag-top-up-api"],"yoast_head":"\nHow to specify a Non-USD currency when sending top-ups - Reloadly Blog<\/title>\n<meta name=\"description\" content=\"Do you want to send topups using the recipient's local currency? 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